Pet Insurance In India

Image: BajajAllianz.com

Does your pet need pet insurance? It is debated between pet owners whether they insure they furry-friend. The cost of dogs can be high, but is insurance worth it? How much does it cost? What does it cover?

Options In India

• Bajaj Allianz

Bajaj Allianz

There is a reason that this is the only option in India. That is that people don’t really ensure their pets. Bajaj’s insurance is only for dogs.

What Bajaj Pet Insurance Covers:

• Surgery Expenses and Hospitalisation Cover
• Mortality Benefit Cover
• Terminal Diseases Cover
• Long Term Care Cover
• OPD Cover
• Third Party Liability Cover
• Theft/Straying/Lost Cover

Brochure

Special Conditions

In case you are applying for a pet dog over the age of 4 years, you will have to opt for either:

Presenting the medical test reports of the dog conducted in the last 7 days for the following medical tests; such as Bio-chemistry test, Circulatory blood count, urine test and chest X-Ray.

OR

No cover for the initial 90 days of the policy period from the date of inception of the policy for any Surgery, Hospitalization, Mortality, Terminal Diseases, Long Term Care or OPD related covers with respect to following illnesses:

Sr.No.	Illness Name
1	Liver dysfunction
2	Kidney dysfunction
3	Pancreatic Dysfunction
4	Cushing’s Syndrome
5	Diabetes
6	Thyroid Dysfunction
7	All types of Cancers and tumors
8	Meningitis
9	Epilepsy
10	Peritonitis
11	Inflammation of Prostate Gland
12	Coagulation Disorders
13	Cardiac Dysfunction
14	Otitis
15	Hip Dysplasia
16	Ascites
17	Parvo Virus Infection
18	Distemper
19	Canine Leptospirosis
20	Upper Respiratory Tract Infection
21	Urinary Tract Infection
22	Vestibular Disorder
23	Pneumonia
24	Pyometra
25	Osteo Arthritis
26	Venereal Granuloma
27	Insulinoma
28	Hematoma in ear
29	All Eye Related Problems

Documents You’ll Need

• You’ll need to fill up the form and provide the details relating to your pet dog on our website
• To help identify your pet, we’ll need colour phots of your pet from 5 sides, Front, Back, Left, Right and Top. If your pet has an RFID chip, a colour photo, which clearly captures the identification number will work too. The photo needs to include the newspaper as on the date of application, with the date of the newspaper visible.
• You’ll also need to self-declare that your pet has received all their vaccinations on time
• If your pet is more than 4 years of age, and you’re opting to waive off the 90 days waiting period (as explained in Special Conditions) we’ll need some Diagnostics Test Results, such as Bio-chemistry test, Circulatory blood count, urine test and chest X-Ray.
• If you are choosing a Sum Insured which applicable for a pedigree lineage, you’ll also need to provide a Pedigree Certificate from Kennel Club of India
• If you are choosing a higher Sum Insured than the maximum price defined for that breed, you’ll need to provide purchase proof  

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— The Pet Project (@ThePetProjectIN) April 28, 2021